Privacy Policy

Luminor ("we", "our", or "us") respects your privacy and is committed to protecting your personal information.

1. What Does This Policy Cover?
This Privacy Policy explains how we collect, use, and protect your personal information when you interact with our website, services, and assessments.

2. Information We Collect
We may collect the following information:

Name (first and last)

Email address

Phone number (if provided)

Information related to your real estate portfolio and responses to our assessments

Technical data such as IP address and browser information

3. How We Collect Your Data
We collect your data when:

You complete a scorecard or assessment

You submit a form on our website

You communicate with us

4. How We Use Your Information
We use your information to:

Provide your assessment results

Send relevant resources and insights

Communicate with you about your results or services

Improve our services and user experience

5. Do We Share Your Data?
We do not sell or rent your personal information.
We may share data with trusted service providers only as necessary to deliver our services.

6. How Long We Keep Your Data
We retain your data only as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law.

7. How We Store and Protect Your Data
We take reasonable technical and organizational measures to protect your data from unauthorized access, misuse, or loss.

8. Cookies and Tracking
Our website may use cookies or similar technologies to improve user experience and track basic usage data.

9. Your Rights
You may:

Request access to your data

Request correction or deletion of your data

Withdraw consent to communications

To do so, contact us at:
[email protected]

10. Third-Party Links
Our website may contain links to other websites. We are not responsible for their privacy practices.

11. Changes to This Policy
We may update this policy from time to time. Updates will be posted on this page.
12. SMS Communication

By providing your phone number through our website forms, you consent to receive customer care text messages from Luminor Advisory LLC related to your inquiry, consultation requests, or portfolio assessments. Message frequency may vary. Message and data rates may apply. You can reply STOP to unsubscribe or HELP for assistance.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

13. Contact
Luminor
377 Valley Rd #3747
Clifton, NJ 07013
Email: [email protected]