Terms of Service

By accessing or using this website and our services, you agree to the following terms.

1. Use of This Website
This website is intended to provide general information and strategic insights related to real estate portfolio management.

2. No Financial or Legal Advice
The content, scorecards, and resources provided are for informational purposes only and do not constitute financial, legal, or investment advice.

3. User Responsibility
You are responsible for how you interpret and use the information provided. Luminor is not responsible for any decisions made based on this content.

4. Intellectual Property
All content on this site, including text, design, and materials, is the property of Luminor and may not be copied, reproduced, or distributed without permission.

5. Limitation of Liability
Luminor shall not be held liable for any direct or indirect damages resulting from the use of this website or its content.

6. Third-Party Services
We may use third-party tools. We are not responsible for how those third parties manage data.

7. Changes to Services
We reserve the right to modify or discontinue any part of the website or services at any time.

8. Governing Law
These terms are governed by the laws of the State of New Jersey, United States.

9. SMS Terms of Service

By opting in to receive SMS messages from Luminor Advisory LLC, you agree to receive customer care and service-related messages regarding your inquiries, consultations, or portfolio assessments.

Message frequency may vary. Message and data rates may apply depending on your mobile carrier.

You can opt out at any time by replying STOP to any message. For assistance, reply HELP or contact us at [email protected].

Luminor Advisory LLC is not responsible for delays or undelivered messages caused by carriers.

This service is intended for users aged 18 and older.

For more information, please review our Privacy Policy: https://luminor.co/privacy-policy

10. Contact
Luminor
377 Valley Rd #3747
Clifton, NJ 07013
Email: [email protected]